Home Solved Question Papers IBPS Bank of Baroda General Socio-Economic & Banking Awareness
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Bank of Baroda General Socio-Economic & Banking Awareness

  • Question 4 :
  • The bank rate means—

  • ARate of interest charged by commercial banks from borrowers
  • BRate of interest at which commercial banks discounted bills of their borrowers
  • CRate of interest allowed by commercial banks on their deposits
  • DRate at which RBI purchases or rediscounts bills of exchange of commercial banks
  • ENone of these
  • Question 5 :
  • What is an Indian Depository Receipt ?

  • AA deposit account with a Public Sector Bank
  • BA depository account with any of Depositories in India
  • CAn instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company
  • DAn instrument in the form of deposit receipt issued by Indian depositories
  • ENone of these
  • Question 7 :
  • Fiscal deficit is—

  • Atotal income less Govt. borrowing
  • Btotal payments less total receipts
  • Ctotal payments less capital receipts
  • Dtotal expenditure less total receipts excluding borrowing
  • ENone of these
  • Question 9 :
  • Reverse repo means—

  • AInjecting liquidity by the Central Bank of a country through purchase of Govt. securities
  • BAbsorption of liquidity from the market by sale of Govt. securities
  • CBalancing liquidity with a view to enhancing economic growth rate
  • DImproving the position of availability of the securities in the market
  • EAny of the above
  • Question 10 :
  • The stance of RBI monetary policy is—

  • Ainflation control with adequate liquidity for growth
  • Bimproving credit quality of the Banks
  • Cstrengthening credit delivery mechanism
  • Dsupporting investment demand in the economy
  • EAny of the above
  • Question 12 :
  • ‘Sub-prime’ refers to—

  • Alending done by banks at rates below PLR
  • Bfunds raised by the banks at sub-Libor rates
  • CGroup of banks which are not rated as prime banks as per Banker’s Almanac
  • Dlending done by financing institutions including banks to customers not meeting with normally required credit appraisal standards
  • EAll of the above
  • Question 13 :
  • Euro Bond is an instrument—

  • Aissued in the European market
  • Bissued in Euro Currency
  • Cissued in a country other than the country of the currency of the Bond
  • DAll of the above
  • ENone of these
  • Question 15 :
  • The IMF and the World Bank were conceived as institutions to—

  • Astrengthen international economic cooperation and to help create a more stable and prosperous global economy
  • BIMF promotes international monetary cooperation
  • CThe World Bank promotes long term economic development and poverty reduction
  • DAll of (A), (B) and (C)
  • ENone of (A), (B) and (C)
  • Question 18 :
  • FDI refers to—

  • AFixed Deposit Interest
  • BFixed Deposit Investment
  • CForeign Direct Investment
  • DFuture Derivative Investment
  • ENone of these
  • Question 19 :
  • What is Call Money ?

  • AMoney borrowed or lent for a day or over night
  • BMoney borrowed for more than one day but upto 3 days
  • CMoney borrowed for more than one day but upto 7 days
  • DMoney borrowed for more than one day but upto 14 days
  • ENone of these