Directions (next five questions) : In these questions, sentence has two blanks. Each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as a whole.

Directions (next ten questions) : Read the following passage carefully and help you locate them while answering some of the questions.

Banks in Australia have a certain upside-down quality to them. Their share prices broke free from the gravitational pull that dragged down their international rivals during the 2008 financial crisis. In recent years, they have soared as others have sagged. Now that big banks in other rich countries are regaining their poise, as is most of the global economy, it is the turn of Australia’s to slide. This topsy-turviness behavior may yet continue given its worsening outlook. Serving a buoyant domestic economy with none-too-fierce competition, Australia’s big four lenders-Commonwealth Banks National Australia Bank (NAB), ANZ and Westpac-used to delight shareholders with bumper dividends. But concerns over their balance-sheets and exposure to Australia’s frothy housing market have caused their shares to dip. Investors fear that the exceptional circumstances underpinning the vibrant returns of recent years are coming to an end. The commodity “super-cycle” that boosted both Australia and its banks has fizzled. Unemployment is creeping up. The biggest concern is the health of banks’ mortgage books. Home loans have been fabulously lucrative for Australian banks but this is changing. According to analysts, return on them top 50%, levels which would make even pre-crisis Wall Street bankers salivate. No wonder, then that domestic home loans now represent 40-60% of Australian banks’ assets, up from 15-30% in the early 1990s. Mortgages in New Zealand account for another 5-10% . A growing number of loans are going to property speculators or to a homeowners paying back only the interest on their loan. Recent stress test suggested that a property downturn would ravage banks. Regulators fret about the lack of diversification in banks, especially given their dependence on foreign money for funding. They want banks to curb growth in the riskiest mortgages and to finance them with more equity and less debt. A government inquiry into the Australian financial system called for banks to be better capitalized. Collectively, Australian banks may need as much as A$40 billion in fresh capital to meet regulators’ demands. The big four are still highly profitable and their returns will remain better than most despite all the new equity they will have to raise. After all, banks around the world are being forced to fund themselves with more equity. Aussie borrowers are less likely to default on mortgages than American ones, as lenders have a claim on all their assets, not just the property in question. But there are other concerns as well. Credit growth in Australia is slowing. Expansion into crowded Asian market seems difficult which leaves little scope for diversification. If they cannot make banks less dependent on mortgages, regulators will have to find other ways to make them safer.

Directions (next five questions) : Rearrange the given six sentences A, B, C, D, E and F in a proper sequence so as to form a meaningful paragraph and then answer the given questions.

1.          For years, it relied upon export-led growth and massive investments in housing, infrastructure (roads, rails, ports)and heavy industry (steel, glass and                  aluminium).
2.         China in engineering, a major economic transformation-or, at least, trying.
3.         Whether this conversion succeeds or fails is a momentous story but a China that succeeds is more likely to be stable.
4.         However, this economic model now seems spent.
5.         So, the country is switching its engine of growth to consumer spending on services and light manufacturing.
6.          A possible reason behind this model becoming outdated could be that world trade is weak at present and overinvestment in housing, infrastructure and industry has caused a glut.

Directions (next five questions) : Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence, the number of that part will be the answer. If there is no error, the answer is (5), i.e. ‘No error’. (Ignore the errors of punctuation if any.)

Directions (next five questions) : In the given passage, there are blanks, each of which has been numbered. Against each number, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Education has been a problem in our country for …26… The lack of it has been blamed for all …27… of evil for hundreds of years. Even scholars have written lengthy articles about how the Indian education system needs to change. The funny thing is that from colonial times, things have ….28… changed. We have established reputed business schools, law schools and other institutions of excellence. Students, now, so routinely score 90% marks that even with this percentage they find it …29… to get into the colleges of their choice. The problem thus lies with us doing more of the same old stuff. This needs to change by bringing about …30… in education.

Directions (35-39) : Refer to the graph and answer the given questions.

Number of gloves of ‘XYZ’ brand sold in

Town A and town B in 6 different months

Directions (next five questions) : In each question, two equations numbered I and II are given. You have to solve both the equations and make an appropriate answer.

Directions (next five questions) : What approximate Value will come in place of the question mark (?) in the given questions? (You are not expected to calculate the exact value)

Directions (next five questions) : What will come in place of question mark (?) in the given number series

Directions (next five questions) : In these question, two/three statements followed by two conclusions numbered I and II have been given. You have to take the given statements to be true have if they seem to be at variance from the commonly known facts and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.

Directions (next five question) : Study the following information to answer the given questions.

Ten people are sitting in two parallel rows containing five people each, in such a way that there is equal distance between adjacent person. In row 2-R, S, T, U and V are seated (not necessarily in the same order) and all of them are facing north. Therefore, in the given seating arrangement, each member seated in a row faces another member of the other row.

R sits second to the right of U. The person facing R sits to the immediate left of D. Only one person sits between D and E. E does not at an extreme end of the line. The person facing E is an immediate neighbour of T. S sits third to the left of T. F is not an immediate neighbour of D. B does not face U.

Directions (next five questions) : Study the following information to answer the given questions.

In a certain code language,

‘paint your house red’ is written as ‘ri fm ew cu’

‘gate of red colour’ is written as ‘lb ew op sa’

‘house of your choice’ is written as ‘sa cu ri nk’

‘gate with red paint’ is written as ‘gy op ew fm’

(All codes are two letter codes only)

Directions (next three questions) : Study the following information to answer the questions.

Each of the six buildings-E, F, G, H , I and J has different number of floors. Only three buildings have more number of floors than J. G has more number of floors than I but less than E. I has more number of floors than J. F does not have the least number of floors. The building having least number of floors has 5 floors. The building having third highest number of floors has 26 floors. F has 14 floors less than the number of floors in I.

Directions (next five questions) : Study the following information to answer the given questions.

Seven people namely B,C,D, E,F, G and H have to attend a workshop but not necessarily in the same order, in seven different months of the same year namely January , March , April, July, August, September and December. Each of them also likes a different company namely HTC, Nokia, Samsung, Blackberry, TCS, Infosys and Godrej but not necessarily in the same order.

The one who likes TCS will attend a workshop in the months which has less than 31 days. Only one person will attend a workshop between the one who likes TCS and B. The one who likes HTC will attend a workshop immediately before B. Only three people will attend a workshop between the one who likes TCS and the one who likes Nokia. H will attend a workshop immediately after B. Only three people will attend a workshop between H and G. The one who likes Infosys will attend a workshop immediately before G. the one who likes Samsung will attend a workshop immediately before the one who likes Godrej. E will attend a workshop immediately after the one who likes Godrej. C will attend a workshop in a month which has only 30 days. F does not like HTC.

Directions (next two questions) : Study the following information to answer the given questions.

K is the brother of J. J has only one daughter. J is the mother of L. L is the sister of T. B is the father of T. T is married to R.

Directions (next five questions) : In these questions, relationship between different elements is shown in the statements. The statements are followed by conclusions. Study the conclusions based on the given statements and select the appropriate answer.

Directions (next five questions) : Study the following information to answer the given questions.

J,K,L,M,N,O,P and Q are sitting around a circular table facing the centre with equal distance between each other (but not necessarily in the same order). Each one of them is also related to N in some way or the other.

K sits third to the left of N. Only one person sits between N and Q. N’s sister sits to the immediate right of Q. Only two people sit between N’s sister and N’s mother. J sits to the immediate right of N’s mother. P sits to the immediate right of M. N’s brother sits third to the right of P. N’s wife sits second to the left of N’s brother.

Only three people sit between N’s wife and L. N’s son sits second to the right of N’s father. Only two people sit between N’s father and N’s daughter.