Bank of Baroda General Socio-Economic & Banking Awareness

  • Question 4 :
  • The bank rate means—

  • Rate of interest charged by commercial banks from borrowers
  • Rate of interest at which commercial banks discounted bills of their borrowers
  • Rate of interest allowed by commercial banks on their deposits
  • Rate at which RBI purchases or rediscounts bills of exchange of commercial banks
  • None of these
  • Question 5 :
  • What is an Indian Depository Receipt ?

  • A deposit account with a Public Sector Bank
  • A depository account with any of Depositories in India
  • An instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company
  • An instrument in the form of deposit receipt issued by Indian depositories
  • None of these
  • Question 7 :
  • Fiscal deficit is—

  • total income less Govt. borrowing
  • total payments less total receipts
  • total payments less capital receipts
  • total expenditure less total receipts excluding borrowing
  • None of these
  • Question 9 :
  • Reverse repo means—

  • Injecting liquidity by the Central Bank of a country through purchase of Govt. securities
  • Absorption of liquidity from the market by sale of Govt. securities
  • Balancing liquidity with a view to enhancing economic growth rate
  • Improving the position of availability of the securities in the market
  • Any of the above
  • Question 10 :
  • The stance of RBI monetary policy is—

  • inflation control with adequate liquidity for growth
  • improving credit quality of the Banks
  • strengthening credit delivery mechanism
  • supporting investment demand in the economy
  • Any of the above
  • Question 12 :
  • ‘Sub-prime’ refers to—

  • lending done by banks at rates below PLR
  • funds raised by the banks at sub-Libor rates
  • Group of banks which are not rated as prime banks as per Banker’s Almanac
  • lending done by financing institutions including banks to customers not meeting with normally required credit appraisal standards
  • All of the above
  • Question 13 :
  • Euro Bond is an instrument—

  • issued in the European market
  • issued in Euro Currency
  • issued in a country other than the country of the currency of the Bond
  • All of the above
  • None of these
  • Question 15 :
  • The IMF and the World Bank were conceived as institutions to—

  • strengthen international economic cooperation and to help create a more stable and prosperous global economy
  • IMF promotes international monetary cooperation
  • The World Bank promotes long term economic development and poverty reduction
  • All of (A), (B) and (C)
  • None of (A), (B) and (C)
  • Question 18 :
  • FDI refers to—

  • Fixed Deposit Interest
  • Fixed Deposit Investment
  • Foreign Direct Investment
  • Future Derivative Investment
  • None of these
  • Question 19 :
  • What is Call Money ?

  • Money borrowed or lent for a day or over night
  • Money borrowed for more than one day but upto 3 days
  • Money borrowed for more than one day but upto 7 days
  • Money borrowed for more than one day but upto 14 days
  • None of these
Bank of Baroda General Socio-Economic & Banking Awareness
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