SBI Probationary Officer Exam Solved Question Paper - 2013

  • Question 18 :
  • Which of the following is step III of the given input?

  • proud 72 girl 48 family 32 beautiful 17 55 97 rich 61 nice life
  • Life 55 girl 48 family 32 beautiful 17 proud 97 rich 61 72 nice
  • girl 48 family 32 beautiful 17 proud 55 97 rich 61 72 nice life
  • family 32 beautiful 17 proud girl 48 55 97 rich 61 72 nice life
  • girl 48 life 55 family 32 beautiful 17 proud 97 rich 61 72 nice
  • Question 39 :
  • Which of the following can be a strong argument in favour of retail store owners? 

  •  Online shopping portals offer a great deal of discounts which retail stores offer only during the sale season.
  • One can compare a variety of products online which cannot be done at retail stores.
  • Many online shopping portals offer the 'cash on delivery' feature which is for those who are sceptical about online payments.
  • Many consumers prefer shopping at retail stores which are nearer to their houses.
  • In online shopping the customer may be deceived as he cannot touch the product he is paying for.
  • Question 115 :
  • Interest on Savings deposit nowadays is

  • Fixed by the RBI
  • Fixed by the respective Banks
  • Fixed by the depositors
  • Fixed as per the contract between Bank and the Consumer Court
  • Not paid by the Bank
  • Question 121 :
  • A non-performing asset is 

  • Money at call and short notice
  • An asset at cease to generate income
  • Cash balance in till
  • Cash balance with the RBI
  • Balance with other bank
  • Question 139 :
  • Effective Selling Skills depend on the

  • Number of Languages known to the DSA
  • Data on marketing staff
  • Information regarding IT market
  • Knowledge of related markets
  • Ability to talk fast
  • Question 145 :
  • Post-sales activities include 

  • Customer's apathy
  • Customer identification
  • Customer's feedback
  • Sales presentation
  • Customer's apathy & Customer identification
  • Question 146 :
  • The 'USP' of a product denotes the 

  • Usefulness of the product
  • Drawbacks of a Product
  • Main Functions
  • Number of allied products available
  • High selling features of a product
  • Question 148 :
  • Value-added services means 

  • Low-cost products
  • High-cost products
  • At-par services
  • Additional services for the same cost
  • Giving discounts
  • Question 151 :
  • Which of the following facts is true as per the passage?

  • People from rural areas have high perceived value of banking services.
  • Cost is not a valid Criterion for technological package selection for financial inclusion initiatives.
  • The inclusion segment is a singular impoverieshed, undifferentiated mass.
  • The branch timings of banks generally do not coincide with the off-work hours of the labour class in urban markets.
  • All the given statements are true.
  • Question 153 :
  • According to the passage, for which of the following reasons is the viability of financial inclusion under question?

  • Banks always prefer the cheapest package (to cust cost) while making a choice of technology to be used.
  • The Business Correspondent Agents are highly demotiviated to pursue their activity as a full-time job.
  • The investments made by banks and their delivery partners are not yielding equal amounts of returns.
  • Banks do not have adequate number of delivery partners required to tap the unbanked market.
  • Banks do not have adequate manpower to explore the diversity of the unbanked market and thereby identify the right target customers for various programmes.
  • Question 162 :
  • Which of the following is not true BYOD?

  • BYOD enables employees to access enterprise network from anywhere and anytime.
  • Due to evolution of BYOD trend the 9 am- 5 pm model of working solely from office has become outdated.
  • Recent research has confirmed that BYOD boosts organisational productivity.
  • The concept of cloud computing facilitates the BYOD trend.
  • All the given facts are true
SBI Probationary Officer Exam Solved Question Paper - 2013
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