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Home
Questions & Answer
Economics Questions & Answers
Banking Questions & Answers
Banking Questions & Answers
(Compiled from UPSC, SSC ,PSC ,IBPS previous question papers)
Which country started first plastic notes?
A
Afghanistan
B
Argentina
C
Australia
D
Austria
Who signs on 1 Rupee currency note?
A
Governor of RBI
B
Finance Secretary
C
Finance Minister
D
The President
Where is NDB headquartered?
A
Beijing
B
Chengdu
C
Hong Kong
D
Shanghai
Which bank approved loan to help India in improving Rail services?
A
African Development Bank
B
Asian Development Bank
C
BRICS Development Bank
D
World Bank
Which is the first bank to introduce ATM in India?
A
HSBC
B
Standard Chartered Bank
C
State Bank of India
D
United Bank of India
Which bank started the first RRB named Prathama Grameen Bank?
A
Punjab National Bank
B
State Bank of India
C
Syndicate Bank
D
United Bank of India
Which is the first Indian bank to open branch outside India?
A
Andhra Bank
B
Bank of Baroda
C
Bank of India
D
Canara Bank
Which is the largest foreign bank in India?
A
American Express Bank Ltd.
B
DBS Bank Ltd.
C
HSBC Ltd.
D
Standard Chartered Bank
Which is the largest private sector bank in India?
A
Axis Bank
B
ICICI Bank
C
HDFC Bank
D
South Indian Bank
Which is the largest public sector bank in India?
A
Bank of Baroda
B
Canara Bank
C
Central Bank of India
D
State Bank of India
Which is the first bank to introduce credit card in India?
A
Canara Bank
B
Central Bank of India
C
Bank of Baroda
D
ICICI Bank
When did the Government of India appoint a committee under the chairmanship of Shri M.Narasimham to strengthen the banking system?
A
May, 2006
B
April, 1998
C
December, 1997
D
September, 2005
Which bank had the highest concentrations of operations overseas in 2010?
A
Bank of Baroda
B
Bank of India
C
State Bank of India
D
Union Bank of India
The main objectives of the Export-Import Bank (EXIM Bank) are:
A
(i) to ensure an integrated and coordinated approach to solving the problems of exporters
B
(ii) to provide special attention to capital goods export and export of technical services
C
(iii) to tap domestic and overseas markets for resources, undertake development and finance activities in the areas of exports.
D
(iv) to provide financial assistance to the exporters and importers and act as the principal financial institution for coordinating the working of other institutions engaged in financing exports and imports.
E
(v) to provide refinance facilities to commercial banks and financial institutions against their export-import financing activities
F
( both (i) and (ii)
( only (iii), (iv), and (v)
( All the above
( None of the above
When did the Government of India set up the Export-Import Bank of India?
A
January, 1982
B
January, 1993
C
March, 1971
D
June, 1969
The duration of fund raising from the commercial banks to the extent of RIDFs shortfall in agricultural lending is _________.
A
daily
B
weekly
C
monthly
D
yearly
When did the National Bank of Agriculture and Rural Development establish?
A
July, 1982
B
July, 1969
C
June, 1951
D
June, 1961
The performance of which scheme does the National Housing Bank monitor?
A
Liberalized Finance Scheme
B
Golden Jubilee Rural Housing Finance Scheme
C
Energy Efficient Housing Finance Scheme
D
Finance scheme for indirect loans
When did the National Housing Bank start its operations?
A
July, 1982
B
July, 1988
C
April, 1980
D
March, 1971
When did the Government initiate the process of amalgamation of RRBs in a phased manner?
A
September, 2005
B
March, 2009
C
June, 2009
D
March, 2010
Deposits mobilised by the banks are utilised for. (i) loans and advances(ii) investment in government and other approved securities in fulfilment of liquidity stipulation(iii) investment in commercial paper, shares, debentures up to stipulated ceilings(a) only (i)(b) both (ii) and (iii)(c) All the above(d) None of the aboveView Answer / Hide AnswerANSWER: (c) All the above Deposits mobilised by the banks are utilised for loans and advances, investment in government and other approved securities in fulfilment of liquidity stipulation, and investment in commercial papers, shares, debentures up to stipulated ceilings. After the nationalisation of major commercial banks in the country, there has been marked expansion in their business, both with regard to the bank deposits as well as the bank credit. The accretion of deposits was primarily on account of time deposits which increased substantially despite the downward movement of the interest rates and reflected the “safe haven†sentiment.
A
When did the nationalisation of major banks happen?
A
June, 1951
B
June, 1961
C
June, 1969
D
July, 1969
The new privately-owned domestic banks that started functioning with the approval of the RBI as per the issue of guidelines in January 1993 include:
A
(i) UTI Bank Ltd. (Registered Office : Ahmedaba
B
(ii) IndusInd Bank Ltd. (Pun
C
(iii) ICICI Bank Ltd. (Barod
D
(iv) Global Trust Bank Ltd. (Secunderaba
E
(v) HDFC Ltd. (Mumbai)
F
(vi) Centurion Bank Ltd. (Since amalgamated with HDFC Bank in 2008) (Panaji)
(vii) Bank of Punjab Ltd. (Chandigarh)
(viii) Times Bank Ltd. (Faridaba
(ix) IDBI Bank Ltd. (Indor
(x) Development Credit Bank Ltd. (Mumbai)
( both (i) and (viii)
( only (ii), (iii), (iv), (v), (vi), (vii), (ix), and (x)
(None of the above
( All the above
According to which issue of guidelines did the RBI grant approval for the setting up of 13 new privately-owned domestic banks?
A
April, 1980
B
March, 1971
C
January, 1993
D
September, 1993
Which one of the subsidiary banks was merged with the State Bank of India on August 13, 2008?
A
State Bank of Hyderabad
B
State Bank of Indore
C
State Bank of Mysore
D
State Bank of Saurashtra
The RBI sanctioned the amalgamation of the Centurion Bank with the HDFC Bank on ______.
A
May 23, 2008
B
August 13, 2008
C
June 30, 2009
D
March 31, 2009
The subsidiary banks attached to the State Bank are:
A
(i) State Bank of Bikaner and Jaipur (ii) State Bank of Hyderabad (iii) State Bank of Indore
B
(iv) State Bank of Mysore (v) State Bank of Patiala (vi) State Bank of Saurashtra
C
(vii) State Bank of Travancore
D
E
( only (i) , (v), and (vi)
F
( only (ii), (iii), (iv), and (vii)
( All the above
( None of the above
Which is the largest commercial bank of the country?
A
Bank of India
B
Canara Bank
C
State Bank of India
D
Union Bank of India
When did the National Housing Bank start its operations?
A
July, 1982
B
July, 1988
C
April, 1980
D
March, 1971
When did the Government initiate the process of amalgamation of RRBs in a phased manner?
A
September, 2005
B
March, 2009
C
June, 2009
D
March, 2010
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