Directions (next ten questions) : Read the following passage carefully and answer the questions. Certain words/phrases are given in bold to help you locate them while answering some of the questions.

“I promise to open a bank account for a British citizen in just two minutes”. With a background in IT banking and asset management, this young entrepreneur is submitting plans to the regulators to start a new bank called Lintel, the two-minute pledge is one of his selling points. He reckons that he can do better than the existing banks, and is putting plenty of his own money where his mouth is, as part of the 5m ($7.5m) start-up cost. He hopes to start doing business early next year. Since April, 2013, three new British banks have appeared and three outfits have taken over old licenses. An official at the Prudential Regulation Authority (PRA) who does out banking licences is part of the Bank of England, says people are now applying to open banks in “unprecedented numbers.” Four applicants are likely to start operating this year, he says with a further four or so probably coming to market next year. At least as far as the consumer is concerned, banking could be on the verge of quite a shake-up.

Since March, 2013, the process to apply for a license has been streamlined. The PRA claims that a new bank can be up and running just six months after final authorization. The capital requirements for the start-ups are lower than they used to be. And many of the new entrants are acting like classic entrepreneurs. They work out how the existing banks are failing customers then look for niches, whether in products, customers of technology. All are encouraged by the growing willingness of consumers to switch from one bank to another, stimulated in part by regulations designed to make this easier.

One such niche market will be immigrants, both students on short-stay visas and longer-term economic migrants and new start-up banks promise to offer a full range of products, in many languages, digitally and also at a few branches, to be located at the most convenient places for his target customers—such as the railway stations in London that serve Heathrow and Gatwick airports.

Another niche (e.g. Atom Bank), by contrast, is technological. It will be the first British bank to be digital-only, with all transactions done through smartphones and tablets, via an app. This ought to lower the bank’s overheads. The banking sector is currently the subject of a review by the Competition and Markets Authority, an official watchdog. Most of the new entrants would agree with the authroity’s criticism that some features of the traditional banking system “prevent, restrict or distort competition”, in relation to both personal customers and small businesses. They attack what they call the opaque pricing of many current accounts and view to drive change. The entrepreneurs also claim that their innovative new products and technologies will help to address some of those criticisms.

Directions (next ten questions) : Read the following passage carefully and answer the questions. Certain words/phrases are given in bold to help you locate them while answering some of the questions.

“I promise to open a bank account for a British citizen in just two minutes”. With a background in IT banking and asset management, this young entrepreneur is submitting plans to the regulators to start a new bank called Lintel, the two-minute pledge is one of his selling points. He reckons that he can do better than the existing banks, and is putting plenty of his own money where his mouth is, as part of the 5m ($7.5m) start-up cost. He hopes to start doing business early next year. Since April, 2013, three new British banks have appeared and three outfits have taken over old licenses. An official at the Prudential Regulation Authority (PRA) who does out banking licences is part of the Bank of England, says people are now applying to open banks in “unprecedented numbers.” Four applicants are likely to start operating this year, he says with a further four or so probably coming to market next year. At least as far as the consumer is concerned, banking could be on the verge of quite a shake-up.

Since March, 2013, the process to apply for a license has been streamlined. The PRA claims that a new bank can be up and running just six months after final authorization. The capital requirements for the start-ups are lower than they used to be. And many of the new entrants are acting like classic entrepreneurs. They work out how the existing banks are failing customers then look for niches, whether in products, customers of technology. All are encouraged by the growing willingness of consumers to switch from one bank to another, stimulated in part by regulations designed to make this easier.

One such niche market will be immigrants, both students on short-stay visas and longer-term economic migrants and new start-up banks promise to offer a full range of products, in many languages, digitally and also at a few branches, to be located at the most convenient places for his target customers—such as the railway stations in London that serve Heathrow and Gatwick airports.

Another niche (e.g. Atom Bank), by contrast, is technological. It will be the first British bank to be digital-only, with all transactions done through smartphones and tablets, via an app. This ought to lower the bank’s overheads. The banking sector is currently the subject of a review by the Competition and Markets Authority, an official watchdog. Most of the new entrants would agree with the authroity’s criticism that some features of the traditional banking system “prevent, restrict or distort competition”, in relation to both personal customers and small businesses. They attack what they call the opaque pricing of many current accounts and view to drive change. The entrepreneurs also claim that their innovative new products and technologies will help to address some of those criticisms.

Directions (next five question) : Rearrange the given six sentences/group of sentences (A), (B), (C), (D), (E), and (F) to form a meaningful paragraph and then answer the given questions.

A.        Beneath its vaulting glass domes and mock renaissance murals are a Hello Kitty café, a half-dozen noodle restaurant, jewellery shops dripping with gold and a theatre used                for karaoke contests.

B.       Unfortunately, owing to the demanding economy, prospects for this mall are not good.

C.        The Global Harbor mall in China once ranked among the World’s biggest shopping malls with its floor space equivalent to nearly 70 football fields.

D.      With a mix of these utilities for consumers, it blends ersatz European architecture with a distinctly Asian election of stores.

E.        As a result, bringing it back to its old position has become more urgent than ever.

F.        It is only a slight exaggeration to say that China’s economic hopes rest on the faux-Corinthian columns of this mall.

Directions (next five questions) : Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as a whole.

Directions (next five questions) : Read each sentence to find out whether there is any grammatical mistake/error in it. The error, if any, will be in one part of the sentence. Mark the part with error as your answer. If there is no error, mark (5) as your answer.

Directions (next five questions) : In these questions, two equations numbered I and II are given. You have to solve both the equations and

Directions (next five questions) : What will come in place of question mark (?) in the given questions ? (You are not expected to calculate the exact answer.)

Directions (next five questions) : Refer to the table and answer the given questions.

Data related to candidates appeared and qualified

from State ‘X’ in the competitive

exam during 5 years

Directions (next five questions) : Refer to the graph and answer the given questions.

Number of visitors of Country “XYZ”

From City A and City B

 Directions (next five questions) : Study the following information to answer the given questions.

Seven people, namely O,P,Q,R,S,T and U will attend a farewell but not necessarily in the same order, in seven different months (of the same year) namely February, March, April , May, July, October and December. Each of them also likes different stationary items namely Pen, Stapler, Ruler, Folder, Envelope, Label and Worksheet but not necessarily in the same order.

The one who likes Envelope will attend a farewell in a month which has less than 31 days. Only one person will attend a farewell between the one who likes Ruler will attend a farewell immediately before O. Q will attend a farewell immediately after O. P will attend a farewell in one of the months before Q. Only two people will attend a farewell between Q and P. U will attend a farewell in a month which has less than 31 days. T will attend a farewell immediately after U. Only one person will attend a farewell between O and the one who likes folder. U likes neither pen nor stapler. The one who likes pen will attend a farewell immediately before the one who likes Worksheet. S does not like Ruler.

Directions (next five questions) : Study the following information to answer the given questions.

J,K,L,M,Q,R,S and T are sitting around a circular table facing the centre with equal distance between each other (but not necessary in the same order). Each one of them is also related to M in same way or the other.

Only two people sit between Q and L. M sits second to the left of Q. Only three people sit between L and M's wife. M's son sits second to the right of M's wife. Only three people sit to the left of M's son and M's brother. M's daughter sits second to the left of M's brother.

J sits to the immediate right of R. R is neither the son nor the wife of M. M's sister sits second to the left of R. K sits to the wife of M. M's daughter sits second to the left of M's brother.

J sits to the immediate right of R. R is neither the son nor the wife of M. M's sister sits second to the left of R. K sits to the wife of M. M's sister sits second to the left of R.  K sits to the immediate right of M's sister. Only two people sits between K and M's father. T sits second to the right of M's mother.

Directions (next five questions) : Study the following information to answer the given questions.

Ten people are sitting in two parallel rows containing five people each, in such a way that there is equal distance between adjacent persons. In row 1-T, U, V , W and X are seated (not necessarily in the same order) and all of them are facing north. In row 2-D, E, F, G and H are seated (not necessarily in the same order) and all of them are facing south. Therefore, in the given seating arrangement, each member seated in a row faces another member of the other row.

V sits exactly in the middle of the row. The person facing V sits to the immediate left of F. H is an immediate neighbour of F. W sits second to the left of U. U faces one of the immediate neighbours of E. G is not an immediate neighbour of D. G does not sit at an extreme end of the line. X does not face D.

Directions (next five questions) : Study the following information to answer the given questions.

In a certain code language,

‘offer prayers to god’ is written as ‘bi g voc st’

‘prayers for school assembly is written as ‘tm oc da pu’

‘school offer special education’ is written as ‘nh mk tm gv’

‘assembly must to school’ is written as ‘da st rx tm’

(All codes are two letter codes only)

Directions (next three questions) : Study the following information to answer the given questions.

Each of the six salespersons viz. U,V, W, X,Y and Z sells a different number of life insurance policies in a day. U sells more policies than Y and Z but less than X. Z sells more policies than only W. X does not sell the most number of policies. The one who sells the third highest number of policies sells 33 policies and the one who sell the lowest number of policies sells 11 policies in a day. Y sells 13 more policies than W.

Directions (next five questions) : In these questions, relationship between different elements is shown in the statements. The statements are followed by conclusions. Study the conclusions based on the given statements and select the appropriate answer.

Directions (next two questions) : Study the following information to answer the given questions.

•           K is the brother of J. J is the mother of Y.
•           Y is the sister of T. T is married to Q. S is the father of J.
•           S has only one daughter. S is married to R.
•           K is the brother of D. U is the father-in-law of D.

Directions (next five questions) : In these questions, two statements followed by two/three conclusions numbered I and II have been given. You have to take the given statements to be true even if they seem to be at variance from commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.