The Secure Electronic Transaction (SET) specification—

  • is a notice, issued and verified by a certificate authority, that guarantees a user or Web site is legitimate
  • provides private-key encryption of all data that passes between a client and a server
  • allows users to choose an encryption scheme for the data that passes between a client and a server
  • uses a public-key encryption to secure credit-card transaction systems
  • None of these
The Secure Electronic Transaction (SET) specification—
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