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    Read the following paragraph and answer the question which follows.

    Fighting the disease ‘reincer’ is never easy for anyone. However, finding an insurance to be financially prepared for it, definitely is. For the disease requiring a minimum of INR 60 lakh worth medical expenditure, our insurance scheme offers INR 5 lakhs every year for first five years followed by INR 10 lakhs every subsequent year—An advertisement by an insurance company.

    Which of the following statements would prove that the insurance policy is flawed in its approach

    (A)      The disease although serious and cash intensive, is total only in 23% of the cases.

    (B)      75% of the entire amount for treatment is required in the first two of years of contracting the disease.

    (C)      Expenses for treatment of the disease do not fluctuate much based on the intensity of disease and the type of hospitals.

    (D)      If treated within 4 years of contracting the disease, the patient can be completely cured of the disease for life.

  • Only (C)
  • Both (B) and (D)
  • All (A), (B), (C) and (D)
  • Only (A)
  • Both (B) and (C)

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